Pre-Purchase Counseling Training: Single-Family Residential Property (For Counselors)

This comprehensive training equips participates with the knowledge to educate clients interested in purchasing single-family residential property.

Online Training

Overview

This comprehensive training is designed specifically for housing counselors to build mastery in income calculation and mortgage math key components in guiding clients through the homeownership journey. Participants will gain practical knowledge and hands-on experience in calculating diverse income sources, including salaried, hourly, self-employed, and irregular income. The course will also focus on understanding debt-to-income (DTI) ratios, analyzing affordability, and navigating mortgage calculations such as principal, interest, taxes, and insurance (PITI).

Through real-world scenarios, interactive exercises, and expert instruction, housing counselors will develop the confidence to demystify financial complexities for their clients. By the end of the course, participants will be equipped to provide accurate, actionable advice that empowers clients to make informed decisions about their housing options. Whether you're new to the field or looking to refine your skills, this training is a critical step toward advancing your expertise and impact as a housing counselor.

Learning Objectives:

  • Educate clients on the steps involved in purchasing a single-family home, from pre-approval to closing.
  • Help clients understand credit requirements, manage debt, and create budgets for homeownership.
  • Provide tools to evaluate housing affordability and identify suitable loan options.
  • Guide clients through home inspections, appraisals, and understanding purchase agreements.
  • Empower clients to make informed decisions and avoid common home-buying challenges.

Who Should Attend:

  • HUD Approved Housing Counselors
  • Nonprofit and Community Organizations

This course is an essential resource for housing counselors seeking to deepen their expertise and help clients achieve their dream of sustainable homeownership.

FREE to Housing Counselors working at a HUD approved HCA.

Course Modules:

Class Objectives and Overview

Mortgage Products

Affordability

Credit Managment

Debt Management

Fair Housing Laws & Regulations

Document Preparation

Scholarship Eligibility

 This Pre-Purchase counseling training for multi-family residential property online course is designed for HUD approved counseling agencies interested in learning the skills clients will need to effectively manage their rental units and meet their obligations as landlords while observing federal, state and local laws and regulations.  To be eligible for the full tuition scholarship you must be employed by a HUD approved counseling agency when you register. After completing the registration form, your will receive a confirmation message. Once your application is reviewed and approved, you will receive a welcome email with the instructions to join the free online training course.

Single-Family Residential Property Certificate of Completion

Download your certificate of completion once you have finished the course. 

Special Offer for Housing Counselors!

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Duration

Self-Pace

Location

Online Training

Language

English (Spanish Captions Available)

Certificate

Certificate of Completion

Cost

$500 (Free to HUD approved counseling agencies)

Pre-Purchase Registration & Scholarship Form

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